Your Civil Service Pension
The McCloud Remedy
What is the McCloud Remedy? How does it impact me and my Civil Service Pension?
Here we try to answer your questions and share information on the 2015 McCloud Remedy
What is the McCloud Remedy
As stated on the Civil Service Pension Scheme website.
In 2015 the government introduced reforms to public service pensions. Most public sector workers were moved into reformed career average pension schemes. For the Civil Service this was alpha.
In 2018, the Court of Appeal found that the rules put in place in 2015 to protect older workers by allowing them to remain in their original scheme were discriminatory on the basis of age.
As a result, steps are being taken to remedy those 2015 reforms, making the pension scheme provisions fair to all members. Some active members will have seen changes from April 2022.
The remedy is made up of two parts. The first part was completed last year with all active members now being members of alpha from 1 April 2022, this provides equal treatment for all active pension scheme members.
The second part is to put right, ‘remedy,’ the discrimination that has happened between 2015 and 2022.
Am I affected by the McCloud Remedy?
Over 400,000 current and former Civil Servants are affected by the 2015 Remedy.
Individuals that meet the following criteria are in scope of the changes:
- were members, or eligible to be members, of a public service pension scheme on the 31 March 2012
- were members of a public service pension scheme between 1 April 2015 and 31 March 2022; and
- the two periods above were continuous (or treated as continuous under the scheme regulations, including those with a qualifying break in service of less than five years).
Watch our Redemdy webinar for more answers
Watch as Christine Haswell, Personal Pensions Cases Manager for the CSPA and representatives from the UK Cabinet Office to talk about the 2015 Remedy (McCloud).
The webinar will give you information on the Remedy and the choices you will have to make, as well as answering some of the questions you may have.
Add your details below to be automatically directed to the webinar recording.
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